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In the past it was rare that a bank or lender would accept a short sale. However, due to overwhelming market changes, lenders have become much more negotiable when it comes to these transactions. Recent changes in policy within many organizations have made the chances of getting a short sale approved even higher.
DEFINITION
A homeowner is "short" when:
When a borrower owes an amount on his property that, when combined with closing costs and commission, is higher than current market value.
A short sale occurs when:
A negotiation is entered into with a homeowner's mortgage company or companies to accept less than the full balance of the loan at closing. A buyer closes on a property and the property is "sold short."
This sounds easy enough to do, however, it is an involved process that takes time, patience, good communications skills, organization and a great deal of professionalism. As a Certified Distressed Property Expert, I can provide that professionalism and expertise necessary to handle your sale.
Call me so we can discuss the best option for you.
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